This bank will charge fees for deposits, withdrawals above Rs 10,000 from Jan 1 — check new rates here

New Delhi: India Post Payments Bank (IPPB) customers are in for some sad news from next month. The account holders of this bank will have to pay a fee for withdrawing and depositing an amount of Rs 10,000. The new rule will come into effect from January 1.

There are three types of savings accounts for India Post Payments Bank customers: (a) Basic Savings Account, (b) Savings (other than Basic SA) and Current Accounts, and (c) Savings (Other than Basic SA) and Current Accounts .

IPPB has informed all concerned that the charges on cash deposit and cash withdrawal transactions mentioned below will be effective from January 01, 2022 at the rates mentioned below.

New Rate/Charge on Cash Transaction Fee View Table

account type Transaction Type free limit charge
basic savings account cash withdrawal Free, up to 4 transactions per month Post Free Limit, 0.50% of the value Minimum Rs. 25 per transaction
basic savings account cash deposit free No
Savings (Other than Basic SA) and Current Accounts cash withdrawal Free Rs. 25,000 per month. Post Free Limit, 0.50% of the value Minimum Rs. 25 per transaction
Savings (Other than Basic SA) and Current Accounts cash deposit Free Rs. 10,000 per month. Post Free Limit, 0.50% of the value Minimum Rs. 25 per transaction

IPPB said that the above prices will be applicable at the applicable rates excluding GST/Cess.

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