Rohini Khadse Khewalkar – Redefining the Banking Sector with Flexibility

“Do not follow where the path may lead. Instead go where there is no way and leave a trail” – Muriel Strode

How often do we all act with prejudice in our minds regarding effective women leaders? Not many of us can name women leaders—while some names are forgotten, others don’t get enough recognition to leave an indelible mark. However, this is not the case with Advocate Rohini Khadse Khewalkar or ‘Rohini Tai’ as she is better known. Having worked on drastic initiatives in socio-economic and political systems, she has been a torchbearer of versatility and dynamism. Rohini Tai not only specializes in legal framework but has also been successful in politics. His contribution towards improving the economic condition of our country comes in the form of taking over as the President of Jalgaon District Central Co-op Bank.

Being a visionary woman, she took the reins in challenging times and made the impossible possible. This is what makes him an effective leader. He implemented strict decision making, cut admin costs and held frequent discussions with farmer groups, all of which contributed to the bank being in a profitable position. His perseverance and ingenious methods resulted in a profit of about Rs 53.45 crore. Under his able leadership the capital of the bank increased from Rs 23 crore to Rs 192 crore. She herself hails from a rural area, which enabled her to take responsibility and take the banking operations in Jalgaon to greater heights. Deposits increased from Rs 2350 crore to Rs 3266 crore, and bank investments increased from Rs 435 crore to Rs 1470 crore.

With the advancement of technology in the rural sector of the region, the Bank introduced CBS system with computerization of services including NEFT/RTGS, POS, E-Com, IMPS, SMS Banking Alerts. Speaking about her success, Rohini Tai said, “For the last two years neither any advance has been taken nor the bank is in any debt. Instead, the bank is providing loans and advances with a major portion of the profits.” As per the NPCI report, Jalgaon District. Central Co-op Bank is technically the strongest bank among other district cooperative banks in the state of Maharashtra and Gujarat. Used to be.

By showing that every time a woman rises to the challenge, neither knowing nor claiming it to be possible, she makes the world a better place. Ms. Rohini also rose to the challenge and this can be seen in the many accolades the bank has received. The bank was awarded under the category “Best Debit Card Initiative” from the National Cooperative Banking Summit and Banking Frontiers in Delhi in 2017-18. It also issued KCC debit cards of over 1 lakh farmers within 3 months. Rohini Tai also goes to the credit of implementing the buy/sell decision digitally through e-tendering. As per the instructions of the Government of Maharashtra, he took it upon himself to bring all the defaulter farmers under this loan waiver scheme and disbursed fresh crop loans in an effort to bring these farmers into the mainstream once again.

Due to the pandemic, all nationalized banks as well as urban cooperative banks refused to open accounts of students under the Maharashtra government’s mid-day meal scheme. However, Rohini Tai came forward and opened zero balance accounts of these students under the no-frills category. In the month of July-2021, the bank has opened about 2 lakh accounts in a short span of 30 days. The success story of Jalgaon District Cooperative Bank Rohini Tai is one of the many accolades to its name. She has been the recipient of Khandesh Ratna Award, Samajratna Award, Kartuvan Award and Leva Prateek Award.

Advocate Rohini Khadse Khewalkar is a beacon not only for the women’s sect but for all those who truly believe in bringing change through their work. His career trajectory has been nothing but remarkable, however what makes him truly incredible is his compassion and foresight which has brought him success in his every endeavor. Women are the harbingers of leadership qualities, we find it in every one of them, from someone who is managing the Fortune 500 and the housewives taking care of the daily affairs of the household.

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