New Delhi: State-owned Punjab National Bank on Wednesday announced reduction of its benchmark lending rate by 5 basis points to 6.50 per cent. PNB said in a regulatory filing that the repo linked lending rate (RLLR) has been reduced from 6.55 per cent to 6.50 per cent with effect from November 8.
As part of its continuous efforts to enhance customer service, PNB has also launched several deals and offers on its retail loans this festive season.
With the reduction in RLLR, all loans including home, car, education and personal loans will become cheaper. The bank had last reduced its RLLR from 6.80 per cent to 6.55 per cent on September 17.
From November 8, 2021, the bank will offer one of the lowest interest rates on car loans at 6.65 per cent and will further reduce home loan rates, which now start at 6.50 per cent, making its banking service more attractive than ever , PNB said in a separate statement.
To boost the government’s efforts towards adoption of electric/green vehicles, PNB has reduced the interest rate on e-vehicles and CNG vehicles to 6.65 per cent, while it starts from 6.75 per cent for other cars.
In order to meet the demand of customers during the current festive season, the interest rate on personal loans has been reduced by 5 basis points (bps) to 8.90 per cent.
Additionally, the personal loan limit has been increased to Rs 20 lakh with a repayment period of 72 months.
Further, it said the bank encourages customers to switch to digital banking channels by offering additional discounts of up to 5 bps on home loans and up to 10 bps on car loans.
Customers onboarding through various digital channels like Internet Banking and PNB One Mobile App can avail this benefit. Read also: This Rakesh Jhunjhunwala portfolio stock may jump 54% in 12 months: Report
The bank also offers complete waiver of service charges/processing charges on home, vehicle, personal, gold and property loans. Read also: Sigachi Industries IPO subscribed 101.91 times
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jQuery('#disqus_thread').insertAfter(source); //append the HTML after the link
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source = $(this).parent();
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var next_selector="div.next-story-block > div.view-zn-article-mc-all-2017 > div.view-content > div.clearfix > a:last"; // + settings.next_selector;
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outbrain_script.type="text/javascript";
outbrain_script.async="async";
outbrain_script.src="https://widgets.outbrain.com/outbrain.js";
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handle.autopager('load');
history.pushState('' ,'', url);
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fbid = '#' + $(this).attr('id');
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$('html head').find('title').text($(this).children().find('.left-block').attr('data-title'));
$('meta[name=description]').attr("content",$(this).children().find('.left-block').attr('data-summary'));
$('meta[name=keywords]').attr("content",$(this).children().find('.left-block').attr('data-keyword'));
$('meta[name=news_keywords]').attr("content",$(this).children().find('.left-block').attr('data-keyword'));
pSUPERFLY.virtualPage(prevLoc,$(this).children().find('.left-block').attr('data-title'));
//console.log("Summary: " + $(this).children().find('.left-block').attr('data-summary'));
//console.log("Keyword: " + $(this).children().find('.left-block').attr('data-keyword'));
//history.pushState('' ,'', prevLoc);
loadshare(prevLoc);
}
return false; // stops the iteration after the first one on screen
}
});
if(lastHeight + last.height() < $(document).scrollTop() + $(window).height()){
//console.log("**get");
url = $(next_selector).attr('href');
x=$(next_selector).attr('id');
//console.log("x:" + x);
//handle.autopager('load');
/*setTimeout(function(){
//twttr.widgets.load();
//loadDisqus(jQuery(this), disqus_identifier, disqus_url);
}, 6000);*/
}
//lastoff = last.offset();
//console.log("**" + lastoff + "**");
});
//$( ".content-area" ).click(function(event) {
// console.log(event.target.nodeName);
//});
/*$( ".comment-button" ).live("click", disqusToggle);
function disqusToggle() {
var id = $(this).attr("id");
$("#disqus_thread1" + id).toggle();
};*/
//$(".main-rhs2407825").theiaStickySidebar();
var prev_content_height = $(content_selector).height();
//$(function() {
var layout = $(content_selector);
var st = 0;
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}
}
});
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};*/
})(jQuery);
.