Online Home Loans & Digital Approval Letters – For A Simple, Seamless Home Loan Experience

Apart from the online application aspect, applicants also get to avail all the facilities that come with a home loan from Bajaj Housing Finance.

Most of the Indians depend on home loans to make their dream home a reality. have high real estate prices Home loans have almost become a necessity for most of the middle-income group individuals so that they can afford their own space. Of course, the tax benefits that come with this type of loan make the commitment a lot easier.

But one thing that remains a major problem area is the process of getting a home loan. Traditionally, loan applications have been lengthy and time-consuming and require endless paperwork and multiple branch visits.

The adoption of technology and the outbreak of the COVID-19 pandemic has ushered in a new and improved approach to home loans, i.e. online home loan application. Under this, you can apply from the comfort of your home and coordinate online with the lender for processing, if not all, then get a digital home loan approval letter. While many lenders today offer online applications, one of them stands out.

Bajaj Housing Finance Online Home Loan

HFC Bajaj Housing Finance Limited, a 100% subsidiary of Bajaj Finance Limited has recently introduced its online home loan application form. This form makes home loan applications as easy as ever. Applicants applying for a new home loan need to provide only 8 entries to get the digital sanction letter valid for 180 days. Those with an existing home loan can also transfer their balance to the lender through the online application form.

Festive Offer: Flat Rs.1,999 + GST ​​Processing Fee

People who apply for finance through Online Home Loan Application Form On the official website of Bajaj Housing Finance also benefit from the lender’s ongoing offers.

• Salaried and professional applicants who are 15. Apply for home loan till^th November 2021 and 31 . Receive the amount disbursed up to^{scheduled tribe} December 2021 Pay a flat processing fee of Rs 1,999 only + GST

How is Bajaj Housing Finance Online Home Loan better?

• Apply Instant Home Loan – 3 Steps, 10 Minutes
  Apply online through application form to complete the process at the time and place of your choice. The entire form involves 3 steps and takes less than 10 minutes to fill up.
  
• digital acceptance letter
  One of the most important things that can help you have a better conversation with the property seller, be it an individual or a developer, is an acceptance letter. The document proves your home loan eligibility and can help you cut down on a better deal.
  
• paperless home loan approval
  Even once you get the digital home loan approval letter, the rest of the process mainly requires you to send copies of your documents via mail. Should you prefer to submit physical copies, the lender also offers to take documents through the door. Note that the original / hard copy of some documents may be requested at the end of the application process.
  
• Instant Home Loan Eligibility

form you provide your home loan eligibility, which eventually shows up on your acceptance letter as well. You also have the option to change the loan amount and tenor and check your temporary EMI with different combinations.

Apart from the online application aspect, applicants also get to avail all the facilities that come with a home loan from Bajaj Housing Finance.

• Competitive interest rate starting at 6.70%* with home loan EMI starting Rs.645/Lakh*
• Balance transfer facility to switch your loan to 6.70%*, with the option to avail a larger top-up
• Option to link your home loan to an external benchmark, such as the RBI repo rate
• Flexible repayment options with tenors up to 30 years
• Zero prepayment and foreclosure charges for individuals with floating interest rates
• Interest subsidy up to 6.50% under PMAY scheme
• Online customer portal for hassle free account management

Who can apply?

Both salaried and professional applicants are eligible to apply. A new way to apply and avail home loan online home Loan Through Bajaj Housing Finance, therefore the lender’s standard eligibility criteria apply.

• Applicant must be an Indian citizen who is between 23 to 62 years of age, the age of the applicant at the time of loan maturity is considered as the upper age limit.
• Salaried applicants would need a minimum of 3 years of work experience in a private/public company or a MNC, and professional applicants would need a minimum of 3 years of post-qualification work experience.
• The property in question must be located in one of the cities where the lender operates.
• The minimum monthly income criteria vary according to the applicant’s age and city of residence, starting as low as Rs 35,000.

how to apply?

Salaried and professional applicants can apply for home loan online by visiting the official website of the lender.

• Phase 1: Visit the official Bajaj Housing Finance online home loan form.
• Phase 2: Choose whether you want to take a new loan or Home Loan Balance Transfer.
• step 3: In the next three steps, fill in your personal details, such as name, monthly income and liabilities, and PAN, among others. Those who wish to transfer their home loan will also need to mention the loan amount and the tenure given.
• step 4: In the third step, you also have the option to add a co-applicant, so that you can try to increase your offer amount. Alternatively, one can disclose other income sources for a more accurate offer. Note that at this stage, you can review your CIBIL score for free.
• Step 5: once you have After entering all the required details, proceed to pay the sanction letter fee of only Rs.1,999 + GST ​​to get the digital home loan approval letter.

Finally, getting a home loan has become easier today than ever before. Sit back and apply from the place and time of your choice and experience a seamless application process. To read more about Bajaj Housing Finance Home Loan. To apply, visit their online home loan application form.