Check Bank Balance on WhatsApp: In today’s digital-first approach that the world is following, it has become quite common to check your bank balance whenever you want. However, traditionally, a particular bank has to have a mobile application or login to their website to check bank balance. This applies to all banks. However, as technology advances, these systems become easier everyday. With the Unified Payment Interface or UPI, this process has become even easier, allowing customers of any bank to check their bank balance and other details in a matter of seconds and clicks.
WhatsApp, the online messaging platform used by millions of people in the country, recently launched the payment method in India. Hence, WhatsApp users who have registered for WhatsApp Pay service will be able to check their bank balance.
WhatsApp Pay, an in-chat payment service, works just like any other UPI services like Google Pay and PhonePe. WhatsApp Pay was launched in India in February 2018 as a trial run. “We are excited and privileged to partner with State Bank of India, ICICI Bank, HDFC Bank and Axis Bank to bring simple and secure digital payments to WhatsApp users across India. UPI is a transformative service and we have an opportunity to jointly take the benefits of our digital economy and financial inclusion to a vast number of users who previously did not have full access,” WhatsApp said in a 2020 press release. .
So, like every other UPI service, if you have registered for WhatsApp Pay, you can now check your bank account balance on WhatsApp.
Here’s how to check bank balance on WhatsApp
Method A:
Step 1: Click on WhatsApp on your mobile phone and go to the app. Tap on the three dots in the top right corner of your screen and go to Settings. tap on
Step 2: After that go to the Payments option. Now select the respective bank account where you want to check your balance
Step 3: Click on View Account Balance option
Step 4: UPI payment methods are secure and hence you need to enter your PIN after that
Step 5: Your account balance will be displayed after you have entered your PIN
Method B:
Here, you can check your balance while sending money to other accounts as well. Follow these steps to learn how to do it:
Step 1: From the payment notification screen on the WhatsApp application, click on your preferred payment method
Step 2: Now, Click on View Account Balance Option
Step 3: If you have multiple bank accounts registered with WhatsApp Pay feature, select the respective account whose balance you want to know
Step 4: Enter your UPI PIN
Step 5: Your bank balance will be displayed on the WhatsApp app screen
Although the bank balance check methods on WhastApp Pay are largely similar to Google Pay, PhonePe or other UPI apps, the main difference is that the user does not need to download a separate app to use the UPI feature. However, if you wish to set up a UPI account on WhatsApp, you will need to accept the terms and conditions relating to the Privacy Policy. Your WhatsApp number should be linked to your respective bank account when you are making the payment to ensure faster processing. To facilitate payments, it is also advisable to have the latest version of WhatsApp.
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