Know how you can do UPI transaction through feature phone also. (Representational image)
You can pay without internet connectivity under UPI 123PAY instant payment system.
UPI payment without internet: Sending and receiving money through Unified Payments Interface (UPI) has made our life a lot easier. Now, we can easily do monetary transactions through our mobile phones. But do you know that you can do UPI transactions through feature phones as well?
You can pay without internet connectivity under UPI 123PAY instant payment system. If you are wondering how you can make instant UPI payments without an internet connection, we have got you covered. You can transfer money through Interactive Voice Response (IVR) or even missed call using UPI 123PAY.
after enabling UPI 123pay work on their phone, User can follow any of the methods given below.
IVR:
You can initiate a transaction using the pre-defined IVR numbers (080 4516 3666, 080 4516 3581 and 6366 200 200). Once your UPI ID is verified, users will be able to proceed with their desired payment by following the instructions on the call.
Miss Call:
You can do transactions like sending or receiving money, bill payment etc. by giving a missed call to the phone number displayed at the merchant’s store. Merchant will generate a token with your mobile number and bill amount. You can give a missed call to the number provided by the merchant and you will receive an incoming call from 08071 800 800 regarding authentication of the transaction. Enter your UPI PIN to complete the process.
Proximity sound based technology:
You can call the IVR number 6366 200 200 and opt for the Pay to Merchant option. Tap your mobile phone on the Merchant’s Device (POD), and press # when the device emits a unique tone. Enter the amount due and your UPI PIN. You will receive a confirmation via IVR call.
Apps functionality:
Also, you can use a native payment app which is developed in embedded C language. The app will be similar to the smartphone app, but with some limitations. You can do your transactions through the app.
If you are using a smartphone and are unable to get internet connectivity, you can dial the USSD code ‘*99#’ from your phone to do the transaction. Keep in mind that the code has to be dialed from the phone number that is linked to your bank account.
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