New Delhi: Nainital Bank has increased the interest rate on fixed deposits of less than Rs 2 crore. The bank issued this manifesto on May 25, 2022. The bank will continue to offer 3.25 per cent interest rate on deposits with terms of 7 to 45 days and 4.25 per cent interest rate on deposits of 46 to 179 days as a result of the change. The bank will continue to pay 4.95 per cent on deposits of 180 days or more but less than 270 days and 5.05 per cent on deposits of 270 days or more but less than one year.
The interest rate on deposits of one year or more but less than or equal to 18 months has been raised from 5.10 percent to 5.20 percent, and on deposits of more than 18 months but less than or equal to 3 years. . up to 5.35 percent. Fixed deposit interest rates on deposits of more than three years but less than or equal to five years have been increased from 5.35 per cent to 5.40 per cent. The interest rate on deposits with maturity of more than five years but less than or equal to ten years will remain unchanged at 5.35 per cent. Naini Tax Saver Scheme will earn 6.10 percent interest rate from the bank.
According to the bank’s website, “Branches may continue to pay an additional interest of 0.50 per cent on domestic fixed deposits of less than Rs 2.00 crore to senior citizens as per extant norms, except under the Naini Tax Saver Scheme.”
Nainital Bank FD Rates
7 days to 14 days – 3.25%
15 days to 30 days- 3.25%
31 days to 45 days- 3.25%
46 days to 90 days- 4.25%
91 days to 179 days – 4.25%
180 days and above but less than 270 days – 4.95%
270 days and above but less than 1 year – 5.05%
1 year and above but less than or equal to 18 months – 5.20%
Above 18 months but less than or equal to 2 years – 5.35%
More than 2 years but less than or equal to 3 years – 5.35%
Above 3 years but less than or equal to 5 years – 5.40%
Above 5 years but less than or equal to 10 years – 5.35%
Nan Tax Saver Scheme – 6.10%
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