New Delhi: India Post Office offers a number of investment plans providing safe and assured returns to the investors. As compared to market linked schemes, post office investment schemes are safer to invest as they are not dependent on equity performance. Hence, investors willing to bet on safe investment options can invest in post office schemes to secure their future.
In one such post office scheme, investors can get up to Rs 35 lakh at the time of maturity by investing just Rs 1500 every month. The scheme we are talking about is the Post Office ‘Gram Suraksha Yojana’. By regularly depositing the above mentioned amount, investors can get a profit of Rs 31 to 35 lakh.
Any Indian citizen between the age of 19 to 55 years can invest in the post office scheme. The minimum sum assured under the scheme can be from Rs 10,000 to Rs 10 lakh.
The premium under the post office scheme can be paid monthly, quarterly, half yearly or annually. Investors also get a grace period of 30 days to pay the premium. In addition, they can also take an advance against their investment after continuously investing in the scheme for a selected tenure. Read also: Bihar reduced VAT on petrol and diesel by up to Rs 3.90, CM Nitish Kumar announced
How to get up to Rs 35 lakh by investing around Rs 1500 per month?
If a person starts investing in the post office scheme at the age of 19 and buys a sum insured of Rs 10 lakh, he can get Rs 31.60 lakh after investing in the scheme for 55 years. Continue investing in the policy for five more years, then after 60 years of investment you will get Rs 34.60 lakh. Read also: Odisha joins UP, Bihar to reduce VAT on petrol, diesel by Rs 3
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