Online Shopping Fraud: Festive season is here! Diwali preparations constitute a significant part of these festivities, whether it’s decorating homes or buying gifts. However, amid the hustle and bustle of shopping, both in physical stores and online, it’s crucial to be aware of potential fraud attempts that tend to increase during this time.
Small mistakes can lead to individuals falling victim to scams. Therefore, it’s essential to exercise caution and keep several key points in mind to protect yourself from online shopping fraud during Diwali.
1. Avoiding Unknown Links
Diwali brings a surge of messages, WhatsApp forwards, and social media posts containing links that promise attractive shopping discounts and offers. These links, however, are often dubious and potentially fraudulent. Clicking on them can result in identity theft, financial loss, or other scams. It’s imperative not to click on such links, even unintentionally, to safeguard your personal and financial information.
2. Beware of Fake Websites and Apps
Not all online shopping platforms are trustworthy. Some websites and apps are designed solely for the purpose of deceiving users. These fraudulent platforms may request your login information, leading to data theft and subsequent fraudulent activities. To stay safe, always opt for well-known and reputable websites and apps when shopping online.
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3. Do Not Share OTP (One-Time Password)
One of the most common tactics used by fraudsters involves manipulating individuals into sharing their OTPs. Scammers might contact you, claiming you’ve won a lottery or offering enticing deals. They then ask for the OTP sent to your mobile device. Sharing your OTP can result in unauthorized access to your bank account, leading to financial losses. Always refrain from disclosing your OTP to anyone, no matter how appealing the offer seems.
4. Do Not Trust Unknown Calls
During Diwali, you may receive calls enticing you with attractive offers and requesting your banking information. These callers often pose as representatives of banks or other trusted organizations. However, it’s crucial to remember that legitimate bank officials will never ask for sensitive banking details like OTPs, PIN numbers, or CVVs over the phone. Be skeptical of such calls and refrain from sharing confidential information.
While Diwali is a time for celebration and enjoyment, it’s equally important to remain vigilant and cautious in your online activities.