New Delhi: This plan offered by Life Insurance Corporation of India (LIC) is a great option if you want a safe investment plan with good benefits. Customers can choose from a selection of good plans offered by LIC. LIC’s Jeevan Labh program is the policy we are discussing. By investing just Rs 233 every month you can get an amount of Rs 17 lakhs from this policy.
Jeevan Labh is a time-bound, limited-premium-paying, non-linked, endowment plan from LIC. It provides both security and savings. At the time of maturity, the policyholder can receive a lump sum payment. In case the policyholder dies unexpectedly, this plan will provide financial assistance to the family before the maturity of the policy. Also read: Buying Smartphones For Elderly Parents? Here’s how to make it user friendly
There is no connection between this policy and the stock market. As a result, market volatility has no effect on your money. In other words, your funds are absolutely safe under this scheme.
You can invest in this LIC plan while thinking about your children’s marriage, schooling and home purchase in future. Apart from monetary benefits, the plan also includes life insurance coverage.
LIC’s Jeevan Labh policy offers both savings and protection.
This policy is available for people between the age group of 8 to 59 years.
You have the option to choose a term of insurance ranging from 16 to 25 years.
The minimum cover amount of the scheme is Rs 2 lakh.
The maximum amount you can invest is unlimited.
After paying premiums for three consecutive years, policyholders can seek a loan against their investment.
Tax exemption on premium.
On the death of the policyholder, the nominee will get the sum assured and bonus benefits.
The nominee of the policyholder will receive the Additional Sum Assured, which includes Death Sum Assured, Simple Reversionary Bonus and Final Additional Bonus, if the policyholder dies within the policy term and has paid all premiums till death.
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