HDFC Bank Introduces Millennia Credit Card: Know What It Offers

    Employees with a monthly gross salary of at least Rs 35,000 are eligible to apply.

Employees with a monthly gross salary of at least Rs 35,000 are eligible to apply.

This card is available to self-employed individuals with an annual income of more than Rs.6 lakh.

HDFC Bank issues a variety of cards based on the demands of its customers. The bank has introduced yet another credit card that offers cashback. If you shop on Amazon and Flipkart or order food on Zomato and Swiggy, then the HDFC Bank Millennia Credit Card could be ideal for you. The card is equipped with contactless technology, which allows customers to ‘tap and pay’, which means payment can be made by touching the POS machine without swiping the card.

HDFC Bank has launched the Millennia Credit Card, which is tailored to the lives and objectives of Millennials. The card is packed with perks and features tailored for the digital-first generation. HDFC Millennia Cashback Credit Card offers cash points on all transactions done on various platforms such as Amazon, Flipkart and others. The card offers 1% cashback on offline purchases, free lounge access, gift vouchers and other perks, apart from the benefits of online transactions.

Here are the features of the Millennia Credit Card:

You can earn 5% cashback points with the Millenia Credit Card by spending on Amazon, Flipkart, BookMyShow, Cult.fit, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato. Every billing cycle, a maximum of Rs.1000 will be rewarded in this category.

All expenses, except fuel, fare and government payments, will be eligible for 1% cashback points. A maximum reward of Rs 1000 will be given in this category also in every billing cycle.

Cardholders are entitled to complimentary domestic airport lounge access eight times per year. However, complimentary domestic airport lounge access is limited to two trips per quarter.

The cardholder gets a gift card worth Rs 1000 after spending Rs 1 lakh in a calendar quarter.

The 1% fuel surcharge will not be applicable on purchase of gasoline worth Rs. 400 to Rs. 5,000 made at petrol outlets using this card. A maximum discount of Rs 250 can be given on fuel cost in a billing cycle.

Eligibility Criteria for Millennia Credit Card:

This card is available to both salaried and self-employed individuals.

The minimum and maximum age should be 21 and 40 respectively.

Employees with a monthly gross salary of at least Rs 35,000 are eligible to apply.

This card is available to self-employed individuals with an annual income of more than Rs.6 lakh.