New Delhi: Deposits in bank accounts opened under the Jan Dhan Yojana, launched by the government about seven and a half years ago, have crossed Rs 1.5 lakh crore.
As per the latest Finance Ministry data, the total balance is over 44.23 crores Pradhan Mantri Jan Dhan Yojana ,PMJDY) The accounts stood at Rs 1,50,939.36 crore at the end of December, 2021.
PMJDY, the national mission for financial inclusion, completed seven years of implementation in August last year. This was announced by Prime Minister Narendra Modi in his Independence Day address on 15 August 2014.
According to finance ministry data, out of the total 44.23 crore accounts, 34.9 crore were with public sector banks, 8.05 crore with regional rural banks and the remaining 1.28 crore with private sector banks.
Also, RuPay Debit Cards were issued to 31.28 crore PMJDY beneficiaries. It may be noted that the number of RuPay cards and their usage has increased over time.
As per the data, there are 29.54 crore Jan Dhan accounts in rural and semi-urban bank branches. As on December 29, 2021, about 24.61 crore account holders were women.
During the first year of the scheme, 17.90 crore PMJDY accounts were opened.
As per the Reserve Bank of India (RBI) guideline, there is no requirement to maintain minimum balance in Basic Savings Bank Deposit (BSBD) accounts including Jan Dhan accounts.
a. on the basis of transactions done by Jan Dhan account Holders, the balance in any Jan Dhan accounts may vary on a day-to-day basis, and may even be zero on a particular day.
As of December 8, 2021, the total number of zero balance accounts stood at 3.65 crore, which was about 8.3 per cent of the total Jan Dhan accounts, the government informed Parliament last month.
The government’s flagship scheme objectives include ensuring access to financial products and services at affordable prices.
Benefits such as scholarships, subsidies, pensions and COVID relief funds are credited to bank accounts, including Jan Dhan accounts, through Direct Benefit Transfer (DBT).
As per the latest Finance Ministry data, the total balance is over 44.23 crores Pradhan Mantri Jan Dhan Yojana ,PMJDY) The accounts stood at Rs 1,50,939.36 crore at the end of December, 2021.
PMJDY, the national mission for financial inclusion, completed seven years of implementation in August last year. This was announced by Prime Minister Narendra Modi in his Independence Day address on 15 August 2014.
According to finance ministry data, out of the total 44.23 crore accounts, 34.9 crore were with public sector banks, 8.05 crore with regional rural banks and the remaining 1.28 crore with private sector banks.
Also, RuPay Debit Cards were issued to 31.28 crore PMJDY beneficiaries. It may be noted that the number of RuPay cards and their usage has increased over time.
As per the data, there are 29.54 crore Jan Dhan accounts in rural and semi-urban bank branches. As on December 29, 2021, about 24.61 crore account holders were women.
During the first year of the scheme, 17.90 crore PMJDY accounts were opened.
As per the Reserve Bank of India (RBI) guideline, there is no requirement to maintain minimum balance in Basic Savings Bank Deposit (BSBD) accounts including Jan Dhan accounts.
a. on the basis of transactions done by Jan Dhan account Holders, the balance in any Jan Dhan accounts may vary on a day-to-day basis, and may even be zero on a particular day.
As of December 8, 2021, the total number of zero balance accounts stood at 3.65 crore, which was about 8.3 per cent of the total Jan Dhan accounts, the government informed Parliament last month.
The government’s flagship scheme objectives include ensuring access to financial products and services at affordable prices.
Benefits such as scholarships, subsidies, pensions and COVID relief funds are credited to bank accounts, including Jan Dhan accounts, through Direct Benefit Transfer (DBT).
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