Credit Card Users: Here Are The Best 5 Credit Cards For Big Discounts, Cashback

The New Year is just around the corner and so is our excuse to go on a shopping spree. Don’t have enough cash? Worried about balancing your wants and bills? Do not care. Your old trusted friend credit card will come in handy. From cashback to exciting discounts, credit cards come with various benefits. Today we look at some of the popular credit cards.

Amazon Pay Amazon Card

Buying on Amazon with your Amazon Pay credit card can save you big bucks while taking advantage of no-cost EMIs. The card offers 5 percent cashback to Prime users on all Amazon purchases while the maximum cashback limit for non-Prime customers is 3 percent. There is also 2 percent cashback on over 100 Amazon partner merchants and 1 percent cashback on all other transactions.

Citibank Credit Card

The Citibank Shoppers Stop First Citizen Credit Card comes with first year benefits of Rs 5,250 which includes 500 First Citizen Points (Rs 300) on first spend within 30 days of card issuance. The card offers fuel surcharge reversal of 1% and every time you spend at Shoppers Stop, you get exciting reward points that can be converted into cash or used for purchases. The card has zero annual fee for spending of Rs 30,000 or more. So, if you need to revamp your wardrobe, the Citibank Shoppers Stop First Citizen Credit Card is the card to go.

Flipkart Axis Bank Credit Card

The Flipkart Axis Bank credit card comes with flat 5 percent unlimited cashback for all spends made on Flipkart and Myntra, 4 percent cashback on online platforms like Swiggy, Uber, PVR and others. For all other expenses, there is a 1.5 percent cashback. The card comes with a joining offer of Rs.500 Flipkart voucher for the first Flipkart purchase, 15 percent cash back (up to Rs.500) on the first Myntra purchase. The annual fee for the Flipkart Axis Bank credit card is Rs 500.

hdfc millennia credit card

If you love shopping from both Amazon and Flipkart, then HDFC Bank Millennia Credit Card can be your best bet for discounts and offers. The card comes with flat 5 percent cashback on all purchases from Flipkart and Amazon. In addition, the Millennia credit card offers 5 percent cashback on flight and hotel bookings through PayZap and SmartBuy and 1 percent cashback on other offline spends and wallet reloads. The card is available at an annual fee of Rs 1000.

SBI SimplyClick Credit Card

Available at an annual fee of Rs 499, SBI SimplyClick Credit Card offers 10X rewards with partner online platforms like Amazon, Cleartrip, BookMyShow, Lenskart and others. There are joining benefits of Rs 500 given in the form of Amazon gift card with SBI card. Additionally, there is 5X reward and 1 percent fuel surcharge waiver on all online spending.

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