For the month of July, banks across India will be closed for a total of 15 days. Official list of holidays released by Reserve Bank of India (RBI) includes nine holidays that fall under separate religious, festival or state-wise holidays, while the other six days fall under weekends.
The banking regulator has notified lenders about holidays that fall under three brackets – holidays under the Negotiable Instruments Act, holidays under the Negotiable Instruments Act and real-time gross settlement holidays and closure of accounts of banks. The 15-day holiday of this month comes under the purview of holiday under the Negotiable Instruments Act.
all public areas banks, as well as private sector, foreign banks, co-operative banks and regional banks, will remain closed on the mentioned holidays. Most of the lenders across India will generally be closed on 21st July which is Bakri Eid (Eid-ul-Zuha) (Eid-ui-adha).
Here is the complete list of holidays for the month of July 2021
1) July 4, 2021 – Sunday
2) July 10, 2021 – Second Saturday
3) July 11, 2021 – Sunday
4) 12 July 2021 – Monday – Kang (Rajasthan), Rath Yatra (Bhubaneswar, Imphal)
5) 13 July 2021 – Tuesday – Bhanu Jayanti (Gangtok)
6) 14 July 2021 – Wednesday – Drukpa Tshechi (Gangtok)
7) 16 July 2021 – Thursday – Harela Puja (Dehradun)
8) 17 July 2021 – Saturday – U Tirot Singh Day/Kharchi Puja (Agartala, Shillong)
9) 18 July 2021 – Sunday
10) 19 July 2021 – Monday – Thungkar Tshechu of Guru Rimpoche
11) 20 July 2021 – Tuesday – Bakrid (Jammu, Kochi, Srinagar, Thiruvananthapuram)
12) 21 July 2021 – Tuesday – Eid Al Adha (All over the country except Aizawl, Bhubaneshwar, Gangtok, Kochi and Thiruvananthapuram)
13) July 24, 2021 – Fourth Saturday
14) 25 July 2021 – Sunday
15) 31 July 2021- Saturday – Ker Puja (Agartala)
Due to the fact that most of the holidays, 9 out of 15 in total, are state related, not all banks will remain closed for a total of 15 days. The only common thread in this list is Eid al Adha on 21st July, but that too is not across India, as there are some exceptions which will fall a day earlier depending on the state-wise allocation, namely Aizawl, Bhubaneshwar, Gangtok, Kochi and Thiruvananthapuram. This comes as a sure relief to bank-goers as the operations will still continue for the most part on weekdays due to the spread nature of leaves as mandated by RBI.
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