Bank Holidays in January 2022: As we head towards the new year 2022, a whole new set of holidays has begun for the masses, and the banking sector is no exception. In this regard, you must note that in the coming month i.e. January 2022 all the private and public sector banks will remain closed for several days. The first month of the new year has many holidays for the banking sector, 16 to be exact. This means that in January 2022, banks across India will be closed for 16 days. The Reserve Bank of India released the holiday calendar earlier this month.
On that note, you should note that this should not be of much concern as these bank holidays are largely state-wise. This means that they are usually not uniform in nature. For example, January 12 will be a bank holiday in Kolkata to mark the birth anniversary of Swami Vivekananda in the state, but services will remain available in other parts of the country.
Bank holidays are effective as per the list issued by Reserve Bank of India or RBI. According to a list of the central bank, the number of holidays this month has been fixed at 11. The rest are weekend leaves. This includes all Sundays of the month as well as the second and fourth Saturdays. Banks are open on the first and third Saturdays of every month. The RBI holidays list falls into three categories. These are state wise celebrations, religious holidays and festival celebrations.
The central bank’s notification for holidays has been notified under three brackets namely ‘Holiday under Negotiable Instruments Act’, ‘Holiday under Negotiable Instruments Act’ and ‘Real Time Gross Settlement Holiday’ and ‘Banks’ Closing of Accounts. ‘ Are included. On these notified holidays, all branches of banks, including public sector, private sector, foreign banks, co-operative banks and regional banks, will remain closed.
There is no national holiday next month, but most banks will remain closed on 26 January on the occasion of Republic Day. Banks in Imphal, Jaipur, Srinagar, Bhopal, Bhubaneswar, Chandigarh and Agartala will remain open on January 26, RBI has notified.
Having said that, let’s take a look at the list of holidays when banks will be closed in the month of January, so that you can schedule accordingly.
Here is the complete list of holidays for the month of January 2022 as per RBI order: (counting from January 1)
Holiday wise list of leaves under the Negotiable Instruments Act
January 1: New Year’s Day – Aizawl, Chennai, Gangtok and Shillong
January 3: New Year Celebrations/Losung – Aizawl and Gangtok
January 4: LOSUNG – GANGTOK
January 11: Missionary Day – Aizawl
January 12: Swami Vivekananda’s Birthday – Kolkata
14 January: Makar Sankranti / Pongal – Ahmedabad and Chennai
15 January: Uttarayan Punyakala Makar Sankranti Festival / Magha Sankranti / Sankranti / Pongal / Thiruvalluvar Day – Bengaluru, Chennai, Gangtok and Hyderabad
January 18: Thai Poosam – Chennai
26 January: Republic Day – All over the country except Imphal, Jaipur, Srinagar, Bhopal, Bhubaneshwar, Chandigarh and Agartala
Apart from individual state wise holidays. Banks will be closed on some weekends. In this regard it should be noted that weekend leaves are similar in nature across India. These are mentioned below:
January 2: Sunday
January 8: second saturday of the month
January 9: Sunday
16 January: Sunday
January 22: fourth saturday of the month
23 January: Sunday
30 January: Sunday
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