The month of July promotes a wide range of upcoming holidays for banks, as released by the official list Reserve Bank of India (RBI). There will be a total of 15 holidays in this month, out of which nine holidays fall under the categories of state-wise holidays, religious holidays or festivals. The remaining six days are normal weekends, with some overlap between the two.
The only common string in most banks is July 21 which is Bakri Eid (Eid-ul-Zuha) (Eid-ui-Adha). With a few exceptions depending on the state, most lenders across the country will be closed on this day.
RBI has classified these days under the following sections or brackets- ‘Holiday under Negotiable Instruments Act’, ‘Holiday under Negotiable Instruments Act’ and ‘Real-time Gross Settlement Holiday and Banks’ Closing of Accounts’. Subsequent days of leave will be classified under the bracket of ‘Leave under Negotiable Instruments Act’.
Keep in mind that all public and private sector banks, as well as foreign, co-operative and regional banks, will remain closed on these 15 days of holiday, so banking business needs to be planned accordingly.
Here is the complete list of 15 holidays for the month of July 2021: (Counting from July 3)
1) 4th July 2021 – Sunday (Weekend Holiday)
2) 10 July 2021 – Second Saturday (Weekend Holiday)
3) 11 July 2021 – Sunday (Weekend Holiday)
4) 12 July 2021 – Monday – Kang (Rathajatra) / Rath Yatra (Bhubaneswar, Imphal)
5) 13 July 2021 – Tuesday – Bhanu Jayanti (Gangtok)
6) 14 July 2021 – Wednesday – Drukpa Tshechi (Gangtok)
7) 16 July 2021 – Thursday – Harela Puja (Dehradun)
8) 17 July 2021 – Saturday – U Tirot Singh Day / Kharchi Puja (Agartala, Shillong)
9) 18 July 2021 – Sunday (Weekend Holiday)
10) 19th July 2021 – Monday – Guru Rimpoche Ke Thungkar Tshechu (Gangtok)
11) 20 July 2021 – Tuesday – Bakrid (Jammu, Kochi, Srinagar, Thiruvananthapuram)
12) 21 July 2021 – Tuesday – Eid Al Adha (All over the country except Aizawl, Bhubaneshwar, Gangtok, Kochi and Thiruvananthapuram)
13) July 24, 2021 – Fourth Saturday (Weekend Holiday)
14) 25 July 2021 – Sunday (Weekend Holiday)
15) 31 July 2021- Saturday – Ker Puja (Agartala)
In Holidays Will apply only in certain states and on certain dates with very little overlap except on July 21, which is Eid al Adha. Yet there are exceptions like Thiruvananthapuram, Kochi, Gangtok, Aizawl and Bhubaneshwar, where lenders will remain open as it is not a holiday for them.
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