New Delhi: In India, central government-run agencies offer several safe investment options that offer impressive returns. One of the policies to ensure guaranteed return on retirement is the Atal Pension Yojana, a scheme launched by the central government to provide unorganized sector employees an opportunity to secure their future.
Atal Pension Yojana was launched by Prime Minister Narendra Modi on 9 May 2015. Till now more than 3.68 crore subscribers have joined Atal Pension Yojana, investing few hundred every month for better retirement.
According to the Pension Fund Regulatory and Development Authority (PFRDA), the organization that administers the Atal Pension Yojana and several other pension schemes, more than 65 lakh subscribers have joined the scheme in the current financial year.
Minimum age of entry in Atal Pension Yojana
The minimum age to start investing in Atal Pension Yojana is 18 years while the maximum age is 40 years. Investors can opt for a minimum monthly pension ranging from Rs 1000 to a maximum of Rs 5000.
How to get Rs 5000 monthly pension by investing just Rs 7 per day?
Investors who are 18 years old can start investing Rs 210 per month for 42 years so that they can start receiving Rs 5000 monthly pension from the time they retire. An investment of Rs 210 per month translates to Rs 7 per day. The investor will get a pension of Rs 60,000 in a year.
However, an investor has to pay a premium of Rs 210 per month, without fail the person will have to start receiving a monthly pension of Rs 5000 at the age of 60 years.
Steps to invest in Atal Pension Yojana:
Step 1: Visit the official website of Atal Pension Yojana- https://enps.nsdl.com/eNPS/NationalPensionSystem.html Website.
Step 3: Enter personal and Aadhar card details.
Step 4: Verify the information with OTP verification. OTP will come on the mobile number linked with the Aadhar card.
Step 5: Enter bank account details – account number and IFSC code.
Step 6: The account will be activated after the process is completed.
Step 7: Enter the nominee details and select the premium payment option. Read also: Budget 2022: Healthcare likely to get top priority – ASSOCHAM Survey
Step 8: E-sign the form, and your Atal Pension Yojana registration will be completed. Read also: Finance Ministry to release advance installment of Rs 47,541 crore for tax devolution to states
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//$(function() {
var layout = $(content_selector);
var st = 0;
///});
}
}
});
/*}
};*/
})(jQuery);
,