UB Invest, a fixed income investment platform for corporate bond issuance and investment by institutional and retail investors, expects to achieve transactions worth ₹20,000 crore in the current financial year. The platform is hoping to attract retail investors by making investing in the bond market as easy as buying or selling shares.
A B2B2C platform, Yubi Invest is a part of Chennai-based Yubi, an online marketplace that facilitates debt financing for corporates by connecting lenders and investors with borrowers. Its product portfolio includes UB Loans, UB Co.Lend, UB Flow, UB Pools and UB Build, which offer loans, co-lending, corporate bond issuance, supply chain financing, asset-backed securitization and RE and infra financing.
forum for professionals
UB Invest is designed for wealth management firms and financial advisors, who invest in corporate debt instruments on behalf of their clients. The platform simplifies fixed-income transactions in a unified and streamlined manner for better investor experience.
Currently, investment managers and wealth advisors manually invest in corporate bonds based on the investment amount, tenure and risk appetite of their clients. On the other hand, UB Invest will enable them to discover a diverse set of fixed income instruments covering a wide range of industries and ratings under a single platform. It will also enable investment managers to perform portfolio analysis of their clients, track maturity dates of bonds, plan for reinvestment among others.
talking to business LineMaulik Patel, chief business officer, UB Invest, said retail investors today only know about fixed income products like fixed deposits, while many are not aware of products like non-convertible debentures (NCDs). He attributed the low retail participation in the fixed income market to lack of product awareness, operational challenges and absence of easy investment options like the equity market.
Retail participation in the debt market is on the cusp of a revolution following the recent move by SEBI to reduce the face value of privately placed debt securities to ₹1 lakh (from ₹10 lakh earlier).
new products
Currently, UB Invest offers investment in NCDs. It plans to include products such as corporate fixed deposits, gold ETFs and alternative investment funds (AIFs).
Fixed income assets, which were traditionally limited to large national players, will do more in the next three to four years by empowering the wealth partner and financial advisor ecosystem to provide a seamless experience, said Gaurav Kumar, Founder and CEO, UB. Will be democratic. Investor.
Published on December 6, 2022