This Startup Launches Buy Now Pay Later in the Healthcare Market

New Delhi: Consumer credit-focused fintech platform Savein has introduced an offline BNPL product called ‘Care Now Pay Later’ for financing need-based health care bills at physical locations of care (CNPLs).

According to their news release, BNPL’s current offering is mainly limited to financing online purchases in impulse-driven categories like clothing, cosmetics, gadgets, food, etc. Savein has partnered with over 100 healthcare providers across Delhi, Gurgaon and Noida to make healthcare more accessible and affordable. Sevin addresses key health segments such as Dental, Eye Care, Veterinary, Diagnostics, Dermatology, Hair Clinic, Fertility, Physiotherapy and Fertility.

Savein aims to make quality treatment more affordable by allowing different categories of individual healthcare providers to offer faster, flexible payment options for care, according to the company, resulting in a more integrated health care finance ecosystem. .

Announcing the launch of this innovative proposition, Jitin Bhasin, Founder and CEO, Sevin said, “Indians across the demographic profile are becoming more sensitive to their physical and mental wellbeing. We at Savein are committed to providing Indians with on-demand credit and flexible payment options, thereby facilitating timely and quality healthcare for all, no matter the circumstance. With a trusted, verified and rapidly growing partner network, SaveIn will provide 100% digital, flexible deferred repayment options at points of care across the country. With CNPL, one can avail zero cost payment options while availing health care products and services at providers near them. We have seen tremendous early response from our healthcare partners and customers alike. ,

According to industry estimates, India’s alternative health market is worth around $20 billion, with optical/eye care, dental, diagnostics, veterinary, cosmetics and fertility among the most popular categories, with an annual compounded growth rate of 10% to 25% . Surprisingly, most of these health areas are in-clinic procedures that are rarely covered by insurance or increasingly available with financing.

“With a vision to provide timely care to every Indian, Savein is all set to revolutionize the way healthcare is delivered and consumed in India. We will create a win-win situation for both the providers and the consumers. Providers will be able to serve more customers, experience better customer retention and better cash flow management. Whereas a customer will benefit by availing quality and timely care without burning a hole in his pocket. The entire process can be completed in less than 60 seconds, making it a seamless payment experience” said Jitin Bhasin.

According to him, the CNPL Buy Save payment option will allow patients to split the medical expenses into smaller monthly installments with little or no cost. The entire process will be paperless, and the organization has developed a unique integrated client application and evaluation process.

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