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From check book and bank MICR code to ATM and credit card: these 6 rules will change from October

New Delhi: Many rules which have a big impact on the life of the common man are going to change from October. These rules pertain to banking, financial and other sectors.

Since these new rules are going to affect the day to day life of common man and hence it is important to know about these changes in detail.

Here are 6 rules affecting the common man that will change from October 2021

post office atm

From October 1, the annual maintenance fee for Post Office ATM/Debit cards will be Rs 125 plus GST. These charges will be applicable till 1 October 2021 and 30 September 2022. India Post will now charge Rs 12 plus GST including SMS alerts sent to its customers. If an India Post customer loses his ATM card, he will be charged Rs 300 plus GST for getting another debit card from October 1. Apart from this, if the ATM PIN is lost, then from October 1, a charge will also have to be paid for the duplicate PIN. For this, customers will have to go to the branch and get the PIN again, for which Rs 50 will be charged from them. Plus GST. If the ATM or POS transaction is refused due to lack of balance in the savings account, the customer will have to pay Rs 20 plus GST for the same.

digital certificate

The rules for digital life certificate will change from October 1, 2021. Retirees above 80 years of age will be able to submit their digital life certificate at Jeevan Pramaan Kendra at any Head Post Office in the country. The date of completion has been fixed as November 30, 2021.

Check Books and MICR Codes

The old check book and MICR code of three banks Oriental Bank of Commerce (OBC), United Bank of India and Allahabad Bank will become invalid. Banks have announced the changes on Twitter. If customers have old checkbooks and already existing MICR codes and IFSC codes, they will have to update them by October.

Auto-debit for credit/debit cards

The Additional Factor Authentication (AFA) rules of the Reserve Bank of India (RBI) will be implemented from October 1. After implementation, monthly auto-debit transactional subscriptions such as Netflix, Amazon Prime, and others will not be processed until you pay. your permission.

SEBI for Junior AMC Employees

The Securities and Exchange Board of India (SEBI) has said that junior employees of asset management companies will have to invest at least 20 per cent of their gross salary in a phased manner from October 2023. Designated employees will be required to make mandatorily 20 investments. SEBI said in a circular that with effect from October 1, 2023, the junior employee will have to invest in a phased manner. For junior employees, 10 per cent of the compensation of such employees will be invested in mutual fund units of the fund house with effect from October 1, 2021. From October 1, 2022, it will be increased to 15 percent and from October 1. 2023, it will be increased to 20 percent.

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$(document).delegate("div[id^='play']", "click", function(){ //console.log($(this).attr("id")); //console.log($(this).attr("video-source")); //console.log($(this).attr("video-code")); var isyoutube = $(this).attr("video-source"); var vurl = $(this).attr("video-path"); var vid = $(this).attr("id"); $(this).hide(); var pvid = $(this).attr("newsid"); var vx = $(this).attr("id").replace('play-',''); var vC = $(this).attr("video-code"); var playDiv = "video-" + vid + "-" + pvid; if(isyoutube =='No'){ kalturaPlayerAPIReady(vC, playDiv,pvid); }else{ onYouTubePlay(vid, vC, playDiv,vx, pvid); } }); $(document).delegate("div[id^='ptop']", "click", function(){ var vid = $(this).attr("id").replace('ptop',''); $(this).hide(); var pvid = $(this).attr("newsid"); var vurl = $(this).attr("video-path"); //console.log($(this).attr("id") + "--" + vid); //console.log($(this).parent().children().find('#play-'+vid).attr("video-source")); //console.log($(this).parent().children().find('#play-'+vid).attr("video-code")); var isyoutube = $(this).parent().children().find('#play-'+vid).attr("video-source"); var vC = $(this).parent().children().find('#play-'+vid).attr("video-code"); var playDiv = "mvideo-play-" + vid + "-" + pvid; if(isyoutube =='No'){ //console.log(jwplayer($(this).attr("id")).getState()); kalturaPlayerAPIReady(vC, playDiv,pvid);

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}); /************Player Code ***********/ var title, imageUrl, description, author, shortName, identifier, timestamp, summary, newsID, nextnews; var previousScroll = 0; //console.log("prevLoc" + prevLoc); $(window).scroll(function(){ var last = $(auto_selector).filter(':last'); var lastHeight = last.offset().top ; //st = $(layout).scrollTop(); //console.log("st:" + st); var currentScroll = $(this).scrollTop(); if (currentScroll > previousScroll){ _up = false; } else { _up = true; } previousScroll = currentScroll; //console.log("_up" + _up);

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} on_load_google_ad(PWT);

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