New Delhi: Indian Overseas Bank (IOB) has become the latest lender to slash interest rates on fixed deposits – a move that will make FDs unattractive for investors planning to park their money in safer instruments.
Indian Overseas Bank has cut interest rates on fixed deposits of various tenors by 40 basis points or 0.40 per cent. The decision comes at a time when most banks are increasing the interest rates offered on term deposits.
According to Indian Overseas Bank, investors will now earn interest at the rate of 3 per cent, as low as 3.40 per cent, on fixed deposit investments maturing within 7 to 45 days. The latest interest rate is effective from April 11, 2022.
Meanwhile, FD investments with maturities of 46 to 90 days will now yield returns of 3.50 per cent. Earlier, the bank was offering a higher interest rate of 3.90 per cent on such fixed deposits.
In addition, the bank is now offering an interest rate of 4 per cent on fixed deposits that will mature within 91 days to 179 days, which is 0.40 per cent lower than the previous rate of 4.40 per cent.
Also, investors will now get returns at 4.50 per cent instead of 4.90 per cent on fixed deposits with maturities ranging from 180 days to less than one year. The bank has not changed the interest rates on FDs maturing between 1 year to 3 years.
In the past few weeks, several public and private sector banks have revised the interest rates offered on fixed deposit investments. For example, ICICI Bank recently cut interest rate on FDs by 5 basis points or 0.05%. Read also: Enforcement Directorate summons former Xiaomi India chief Manu Kumar Jain
HDFC Bank, Bank of Baroda and Axis Bank have also recently changed interest rates on fixed deposit investments. Read also: Bank Holidays: Banks to remain closed for 4 days from tomorrow — Check Important Dates
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