New Delhi: India Post, formerly known as Department of Posts, offers several investment schemes to Indian investors. Some of the most notable schemes include Public Provident Fund (PPF) and Senior Citizen Savings Scheme (SCSS). Both the schemes are popular, especially among senior citizens.
Now, with an aim to provide relief to senior citizens, India Post has now allowed investors above 60 to partially withdraw funds from their investment accounts without the need to visit any branch. Read also: Apple iPhone 12 Series Gets Huge Price Cut on Flipkart: Check Details Here
Senior citizens can now send money from any branch to the person authorized to collect the money on their behalf. India Post launched the facility to support old age pensioners who are not able to go to post offices to withdraw their accounts or for loans or closure or premature closure. The payment is either made in check or deposited in a post office savings account or bank account for the safety of the investor. Read also: Filing ITR? Check How You Can Claim LTA Voucher Tax Exemption
Here is how senior citizens can send an authorized person to withdraw PPF funds:
Senior citizens need to follow the following simple steps in order to authorize an individual to collect PPF or SCSS funds from a post office branch:
1. Sign the duly filled Form SB-12. Only literate senior citizens will be able to use this facility. In the case of the survivor, he can sign the form authorizing the personnel.
2. Account holders are also required to sign SB-7 form or SB-7B form for account closure or partial withdrawal.
3. The individual will also have to submit a self-attested copy of the ID and address proof of the account holder as well as the authorized person.
4. The person will also have to submit the passbook to withdraw money.
5. The post office officials will tally the signatures of the account holders before processing the transaction.
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