As the month of September is upon us, it will help to note all bank account holders Bank holiday which is this month. NS reserve Bank of India (RBI) earlier this calendar month had released a list of mandatory bank holidays for lenders. As per RBI’s official list of bank holidays, a total of seven days of holiday was marked for banks. These cards fall into the categories of state wise cards, religious festivals and festival holidays. Apart from the main seven days, there is also an additional six days off for banks which are weekend holidays. This includes the Sundays of this month as well as the second and fourth Saturdays. However, given that the second Saturday of the month and one of reserve Bank of India Mandatory holiday overlap, the final tally comes up to 12 holidays for banks in the month of September.
These bank holidays are classified under three official brackets allotted by RBI. These brackets are ‘Holidays under Negotiable Instruments Act’, ‘Holidays and Real Time Gross Settlement Holidays under Negotiable Instruments Act’ and ‘Banks’ Closing of Accounts’. The holidays of this month come under the classification of ‘Leave under Negotiable Instruments Act’.
The holiday list though somewhat densely packed, should not be a concern for the customers as they are not uniform. The cards are spread throughout the country’s geography and not all banks will enjoy a complete list of celebrations. The list is more of a cumulative, arranged date wise. Since these holidays are state wise, many banks will be open depending on the city, even if it is marked as a day off for other states. However, there is a big holiday this month in which banks will remain closed in a large number of cities. This holiday is listed in RBI’s list as Ganesh Chaturthi/Samvatsari (Chaturthi Paksha)/Vinayaka Chaturthi/Varasiddhi Vinayaka Vrat. It will be celebrated on 10 September in the cities of Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji.
The next day – September 11 – the holiday continues, but it will be closed only for banks in Panaji. It is also the day that overlaps with the second Saturday of the month, so in this regard, banks across India will have a holiday on account of the second Saturday.
The official list of RBI holidays does not start until September 8, which is the date of Srimanta Sankardev. This is a closure for banks in Guwahati. However, if we take into account the weekends, the series of bank holidays actually starts from 5th September, which is the first Sunday of the month. Bank customers should keep these points in mind while planning their next business trip to their local branches this month.
Here is the complete list of holidays for the month of September 2021 as per RBI order: (counting from 5th September)
1) September 5 – Sunday
2) September 8 – date of Shrimant Sankardeva – (Guwahati)
3) September 9 – Teej (Haritalika) – (Gangtok)
4) 10 September – Ganesh Chaturthi / Samvatsari (Chaturthi Paksha) / Vinayaka Chaturthi / Varsiddhi Vinayaka Vrat – (Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji)
5) September 11 – 2nd Saturday / Ganesh Chaturthi (2nd day) – (Panaji)
6) September 12 – Sunday
7) September 17 – Karma Puja – (Ranchi)
8) September 19 – Sunday
9) September 20 – Indrajatra – (Gangtok)
10) September 21 – Sree Narayana Guru Samadhi Day – (Kochi and Thiruvananthapuram)
11) September 25 – Fourth Saturday
12) September 26 – Sunday
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