Last Update: March 03, 2023, 13:21 IST
Do not use public Wi-Fi for online transactions.
Install an antivirus software or application. Scan your phone regularly.
Have you heard the story of a Lucknow girl being a victim of online fraud? If not then read this. Anjali made the payment while shopping at an online store. While he got a message from the bank that his money had been deducted, the platform showed that the transaction was unsuccessful. He called the customer care number and asked for information but the number was not received. This made her even more nervous. Anjali spoke to her relative, who told her that she had been cheated.
At first he thought it was a financial fraud of just Rs 1,200, but he checked his bank account. She was surprised to see zero balance in the account. Hence, Anjali and her relative reported the incident to the National Cyber Crime Reporting Portal. Had Anjali known these precautions, she would not have fallen into the trap. Today we bring to you a list of precautionary measures that you can take to protect your bank account and yourself from online frauds:
Install an antivirus software or application. Scan your phone regularly.
Buy only from the trusted and most used shopping apps. If you see some unknown and suspicious numbers
Stop using the app, calling you regarding your order.
An email with tempting gifts, short URLs, exciting offers and cashback is a trap.
Do not use public Wi-Fi for online transactions. It is recommended to use your mobile internet.
It is advisable to change your password after regular intervals.
It is better to use credit card or cash-on-delivery (COD) option instead of debit card or internet banking to transfer cash. This is because in case of online fraud, you can always seek compensation from your credit card issuer but when it comes to transactions done through debit cards, your money is almost completely lost.
If there is any update from shopping application or bank application, you have to do them immediately. These updates help you with some additional security features.
Resist the temptation to go on a shopping spree when you spot a website with links to incredible discounts and offers. Always double verify the legitimacy of the website and find out why such huge discounts are being offered.
Last but not the least, it is always advisable to do online business on a website that employs a secure server, otherwise known as HTTPS over HTTP. This is the minimum you can do.
read all latest business news Here